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Jul 17

Money Does Talk!

At least to AgentSully (Kris) over at Lifelearningtoday.com!

I had a fun interview with Kris about my experience writing “When Money Talks, Listen!”. She has this posted on her site as well, but here is the transcript….

This was a very sweet story! Sorry to be cliche, Rich, but I laughed, I cried, and I learned! What was your inspiration to write this story? Any biographical elements? :)

Kris, let me begin by saying thank you for asking to do this interview. Also, there is no need to apologize for the ‘cliché”. Hearing that you “laughed, cried, and learned” from my book is about the best review you could give me.

I did have a real life inspiration for writing this story; kudos to your instincts. I had left my job because I no longer felt fulfilled, and many months passed while I searched for something different. Naturally I began to get concerned about money as time passed and I had no income coming in. I began to wonder what it is about money that makes us so stressed, and why it has such a hold on us. I have always enjoyed writing, so one day I had an idea that I could try and create a fictional character that might be able to answer some of these questions for me. So, I named him Myster (Mr.) Money.

Who was the audience you had in mind when writing this book?

Because I decided to create this character to answer my questions, the original audience I had in mind was me! Ha ha. However, once it was completed and I let some family and friends read it, it seemed that the principles and story would apply to most any demographic. However, I’d say it’s most beneficial to those who find that money has always been a challenge in their lives. Some people can attract abundance easily into their lives, and probably wouldn’t need to read this.

Why did you decide to use a story for teaching these financial principals?

I have always believed that stories, fables, and parables are great ways to teach. They use examples well, and provide entertainment so that the mind forgets it’s being taught, and thus doesn’t resist so much. Also, as I write I have noticed that when I am writing a story, if I let myself get out of the way it will begin to write itself. This is when a deeper wisdom can take over and offer better insights. So I was writing to learn.

How do you think people will benefit from reading your book?

It’s my hope that people will benefit most from this book by improving their relationship with money. Perhaps changing their perception of what money is, and its purpose. One of the 5 lessons that Myster Money teaches is to notice the gifts that are left behind when money leaves your possession. I think this is a good habit to be in.

I like the idea of giving money away, knowing that it will come back to you. Any personal stories in this regard?

Sometimes children are our best teachers. I remember the first time I was taught this principal, and it was from my 8 yr. old nephew. His family came to my parent’s house for dinner. My Father (his Grandfather) found $2 in his coat pocket, and turned and gave it to my nephew. My nephew said, “Wow. Today I had a dollar and put it in the church basket. And now God paid me back… double!” I’ve since experienced this numbers of times in my life, but think that says it best.

Did you ever have a guy like Scratch in your life?

Scratch does not represent one person in my life, but several. While I didn’t create him with anyone in mind, I can now read the story and see pieces of my father, grandfather and a few other notable mentors. There is even a mention in the book to his cologne smelling like my grandfathers. To me that is always a nice memory.

For someone attempting a makeover in their financial life, what is the best advice you can offer them?

Find a way to break the “craving need” for money. Like many things in life, we can want something too much, and thus push it away. Think back to a person or a job you wanted that you ever pushed away by this method. Money is the same. I was recently told a story by someone I met who said the best lesson he ever learned about money was from his father. He told him that whenever you can least afford it, take a $100 bill and burn it! Then, one day when he was down and out, he got his hundred dollar bill, rolled it up, and smoked it! Ha.ha…He said he never had an issue with money again. I love the lesson, but I think it’s probably even better to give that money away to someone else.

Myster Money mentions in the book that money is here to serve “us”. However, we treat it the opposite, as though we are unworthy and somehow have to convince it otherwise. I portrayed Myster Money as a generous, wise old man….give money this characteristic, and watch what happens!

Thanks, Rich!

If you’re interested in learning more about how you can get a copy of this ebook, head on over to MysterMoney.com.

Please take a look at the interview, and check our her great site while you’re there…..(tell her Myster Money sent you!). Link below…

Read “When Money Talks, Listen!” Interview

Jul 15

“Negative Thoughts Plunge At Fastest Rate In 17yrs”

Ok, I made a slight edit, but with good reason which I’ll explain. This was a headline I saw on Yahoo today: “Oil prices plunge at fastest rate in 17yrs!”

I couldn’t help but think of all the doom and gloom headlines regarding oil that have been coming out daily for months and months.

“Gas prices could hit $7 a gallon”

“No end in site to runaway oil prices”

“Economy teetering due to skyrocketing oil prices”

Think back even just a week ago. Would you have imagined seeing the headline today, “Oil prices plunge at fastest rate in 17yrs”?

Gee, what could next week bring?

“No bottom in site to falling oil prices”

“Experts predict a free-fall to $1 a gallon”

“Stock market explodes to record highs as oil prices collapse”

No, I am not making this prediction (at least not as soon as next week), but I am trying to point out that we say similar negative headlines to ourselves every day, don’t we? And we believe them to…

“We’re slipping into a recession, I’ll never find a job now”

“My money problems are skidding out of control”

“My life is a disaster, and things are about to get worse”

Oil goes up, and it goes down. As does the stock market, the housing market, and our problems.

You see, the media have known for decades that the key to catching our attention is a great headline…especially one that scares the daylights out of us.

Well, our crafty old minds have picked up on this little gem of a strategy. It’s called “Sensationalizing”…a quick look at Dictionary.com and I found, “Sensationalizing: To cast and present in a manner intended to arouse strong interest, especially through inclusion of exaggerated or lurid details”

So, the moral of the story is this. The next headline you read that scares you, remember the above definition, especially the word “exaggerated”. And more importantly, do the same thing the next time you hear that little sensationalizing headline writer inside your head. Since we attract what we think about, it’s probably time to promote yourself to Editor and Chief and redline your “head”-lines.

Rich

Jul 6

Could You Be Just 30 Questions From Happiness?

Many of us walk around looking for the answers that will make us happier, healthier, or more successful. Wandering, but not finding, we end up feeling tired and depressed, like the dog chasing his tail. But just like the dog who doesn’t realize that the tail belongs to him, we fail to realize that the answers we seek belong to us. So I’ve created some fun and thought provoking questions to ask that special person who holds all of your answers…you!

This is a great exercise to do in the morning by yourself, or the evening before bed. But, it’s also a fun thing to do in a group setting, or just go around the table at dinner. Some questions have a follow up which I have denoted as part (a).

1. I would be happier if I had?
1 (a). I’ll bet if I just did this (fill in), I would probably get it.
2. I’d be willing to try this new good habit (fill in)for the next 21 days.
3. I’d have a much better day tomorrow if I just did this today.
4. I’ll bet that this belief of mine (fill in) isn’t even true after all.
5. I’d be willing to believe this (fill in) for the next week.
6. I’d probably like myself more if I just did (didn’t) do this.(fill in)
7. Probably the number one reason I don’t have more money is this (fill in)
7 (a) I’d be willing to try this (fill in) to help change #7.
8. I’d be willing to stop trying to control (him, her, or this)
9. I would be most disappointed if I died before having done or accomplishing this? (fill in)
10. I’m really good at? (Fill in)
10 (a) If I’m not, should I be doing #10 for a living?
11. I’d be willing to stop doing/believing this (fill in) for the next month.
12. Rather than getting upset, the next time this (fill in) happens, I’m going to do this (fill in) instead.
13. I’d be willing to give up wanting to be, do, or have this (fill in)
14. I really love (fill in)
15. If I just did this (fill in) today, I’d be happier.
16. I’ll be this person (fill in) would love to hear from me.
17. Does anyone else make a good living at doing what I do well?
17 (a) Why don’t I do #17?
18. I’d be willing to do this (fill in) to be in better shape.
19. It seems whenever I do this (fill in), everything gets better.
20. If I just did this (fill in), the way I do that (fill in), I’m sure I’d be successful at it.
21. Ok, I give up trying to figure this out (fill in); I’m now turning it over to God.
22. Rather than simply preaching this (fill in), I should probably practice it.
23. If I just stopped procrastinating on this (fill in) everyday, my days would be so much better.
24. If I got this much money (fill in), I’d feel so much better.
24 (a) List 10 ways it’s possible to get #24. Stretch your mind.
25. My life is so much better whenever I do this (fill in)
26. I should probably make this (fill in) a goal of mine and go for it, rather than thinking about it.
27. I’d do this (fill in) if I wasn’t afraid.
27 (a) Have you ever tried to face rather than run from the fear in #27?
28. If I had this much money (fill in), I’d help out (fill in)
29. I’ve been thinking and worrying about this (fill in) for way too long, it’s time to just do it.
30. If I did nothing else to improve my life other than this (fill in), I’ll bet I’d feel great.

Please feel free to share some of your favorite answers or some additional questions that you came up with.

Wishing you all the best,

Rich